Big Capital, But Slow in Giving Loans

Big Capital, But Slow in Giving Loans

By : Karnoto Mohamad Bankers have been working so hard. After restructuring of non performing loans starts to work, they have to think about how to use excess bank capital effectively. With a capital adequacy ratio (CAR) of around 23%, the banking industry is strong enough to face global economic shocks due to trade wars […]